It is not required by law to have boat insurance in Ontario, however, it is ALWAYS recommended that you purchase a watercraft insurance policy in order to protect yourself. There are also some situations where you must insure your watercraft, such as financing or to meet a marina’s contract requirements. Most insurance companies will allow…

Flooding and sewer/septic backup damage can be costly and involve a time-consuming cleanup. But, there are steps you can take to help mitigate the risk. Be proactive by: Ensure important documents are not stored in your basement Install a sump pump and backup power Keep all drains clean and clear Remove debris from around storm…

Being involved in an auto accident can be one of the worst days of your life. As difficult as it may be, it is important that you remain calm. Know what is expected of you beforehand and have your broker’s name and office number saved in your phone for quick reporting of your claim.

Because brokers operate independently they have access to more than one insurer’s products and have their client’s best interests in mind, they work for you and not for the insurer. Having a trusted broker on your side can ease the stress of the insurance buying process, answer any questions you may have in clear terms and advocate for you in the event of a claim.